Assessing risks requires an early understanding of economic relationships. The BusinessGraph connects policyholders, companies, and economic relationships into a transparent context.
Insurers manage large portfolios, complex corporate clients, and increasing demands for auditing and fraud prevention. Often, the decisive factor is not isolated clues, but their economic context.
Without relationship context, fraud patterns remain hidden and portfolio potential difficult to identify.
Suspicious patterns are often only detected once a claim has already occurred.
Interlocking corporate relationships complicate risk assessment in commercial insurance.
Vetting corporate clients requires considerable time and resources.
Cross-selling and up-selling opportunities within the portfolio often remain undiscovered.
The Palturai BusinessGraph enriches insurance processes with the economic relationship context behind individual customer data. This makes it transparent whether a company can be viewed in isolation or is part of a larger network.
As a result, risks can be evaluated on a sounder basis, review processes can be directed with greater precision, and business potential within the portfolio can be better identified.
The Fraud Prediction Index helps classify corporate clients more rapidly and initiate in-depth reviews with precision.
The FraudTracer makes suspicious corporate networks transparent and supports the analysis of organized structures.
Palturai reveals ultimate beneficial owners and relevant individuals within the corporate ecosystem.
Retail and commercial client data can be connected with the BusinessGraph to identify new sales approaches.
Palturai creates a robust data foundation for risk and sales teams. Complex relationships become transparent, review processes more efficient, and subsequent steps more deliberately plannable.
Suspicious connections and patterns are identified at an early stage within the network context.
In-depth investigations can be prioritized where the relationship context indicates elevated risks.
Existing customer relationships are better understood and developed with greater focus.
Discover how insurers use the Palturai BusinessGraph to analyze corporate networks, detect fraud patterns early, and assess risks in commercial insurance on a sound basis.
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